Andrew Martin

Vice President, Product Management
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Andrew Martin

Andrew joined Penn Mutual in 2001, and throughout his career has taken on various roles in product management for both life and annuity products. Currently, as Vice President, Product Management, he is responsible for all life and annuity product development—including idea generation, pricing, and sponsoring the implementation efforts.

In addition to playing an integral role in product development, Andrew is also responsible for management of reinsurance, in force products, and illustration systems. A graduate of Arcadia University, Andrew is a Fellow of the Society of Actuaries and a member of the American Academy of Actuaries. Andrew currently resides in Warrington, PA, with his wife and two sons.

Stories by Andrew Martin

The Hard Truth about “Buy Term, Invest the Difference”

By Andrew Martin | September 4, 2018

In the decades since the idea of “buy term and invest the difference” first gained popularity, we’ve learned that this approach doesn’t work so well in real life. Here is the hard truth of buy term and invest the rest.

Life Insurance Can Balance Retirement and College Savings Goals

By Andrew Martin | June 12, 2018

Parents face a tough choice: Save for their children’s college education or save for retirement. Fortunately, this is not an either/or situation, because there are strategies that allow parents to save for both needs simultaneously. One important and often overlooked tool for achieving this is permanent life insurance.

Understanding Indexed Universal Life (IUL) Insurance

By Andrew Martin | November 17, 2015

Indexed Universal Life (IUL) Insurance is becoming an increasingly popular choice for many people. LIMRA reports that IUL now represents the majority of all Universal Life premiums, at 52 percent, and 20 percent of all individual life premiums. Here’s what you need to know about IUL.

Six Questions You Should Ask When Buying Term Life Insurance

By Andrew Martin | September 9, 2015

One of the myths about term life insurance is that all term insurance is the same and that price is the only consideration in choosing a policy. That is not true.