Robert J. Tuzzo

Founder and Managing Partner, Total Financial Concepts
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Robert J. Tuzzo

Robert is the founder and managing partner of Total Financial Concepts, Inc., a wealth management firm in central New Jersey.

Helping individuals, whether it’s planning for retirement or accumulation, is truly Robert’s passion. In addition to developing a custom financial strategy for each client, he conducts regular meetings with clients to review performance, reconfirm financial goals, and make adjustments as economic or lifestyle conditions warrant.

In 2003, Robert received the Financial Professional of the Year Award from Penn Mutual. In 2013, he received the Penn Mutual Blue Chip Award from Hornor, Townsend & Kent, Inc. The Penn Mutual Blue Chip Award is presented to producers with the highest sales volume, who continually demonstrate the highest level of integrity in serving clients.

Robert earned his master’s degree in financial services from The American College in 1991. Robert currently holds Series 7 and 63 securities registrations, and he is licensed in multiple states to offer both life & health insurance, and investments.

When away from the office, Robert enjoys golf and music, as well as spending time with his wife of 46 years and his 3 grown children. Robert resides in Monmouth County, New Jersey.

Registered representative of and securities offered through Hornor, Townsend & Kent, Inc. (HTK), Registered Investment Advisor, member FINRA/SIPC, 600 Dresher Road, Horsham, PA 19044, (215) 957-7300.

Stories by Robert J. Tuzzo

The Value of Succession Planning in an Emergency

By Robert J. Tuzzo | June 7, 2017

A comprehensive and well-thought succession plan saved my business when I suffered a medical emergency. While there were no explicit provisions in the succession plan that covered such things, all the components of the process worked to provide my firm’s clients continuity of service while I was incapacitated in the hospital.