Perspectives on Life

My Life

It’s not one-size-fits-all when you’re planning your future. Find out how to create your own life’s possibilities.

Latest Stories

How Parenthood Transformed My Perception of Life Insurance

By Matt Miceli | August 22, 2019

Parenthood changes things. After my wife and I had children, two things became very clear: I needed to formulate a comprehensive financial plan for our family, and life insurance should become the foundation of that plan.

Make Your Wishes Known: The Benefits of Pre-planning a Funeral

By Margaret Muldoon | December 11, 2018

When someone passes away, no matter how old they are, it’s difficult for the family to make decisions about how to handle the funeral. But if you have your plans outlined, it takes a lot of the stress off the family. Think big about your estate plan, but don’t forget the little things.

Teaching Young Adults to be Wise Spenders

By Carolyn Humphrey | April 24, 2018

When it comes to financial literacy, it’s critical to start early by teaching young children to become early savers. It is equally important to follow through during their teenage years, into college and young adulthood. Here are five ways to raise financially responsible young adults.

Teach Your Children to Be Early Savers

By Penn Mutual | March 7, 2018

Learning healthy financial habits early on can set children up for a successful future. But although almost 90% of parents talk to their kids about money, nearly 60% feel ill-prepared to tackle the topic. Luckily, teaching your kids to be money smart doesn’t have to be intimidating. Here are some strategies for giving your children a head start on saving.

What I Learned from Visiting a Financial Adviser

By Madison Hughes | January 30, 2018

As a professional rugby player my schedule is incredibly busy. I recently had the opportunity to sit down with a Penn Mutual Financial Adviser, and I am better off for having this experience.

What Working with a Financial Adviser Did for Me

By Alexandra Swan | November 7, 2017

Five years ago, my 15-year marriage ended and suddenly I was thrust into single parenthood. Once the divorce dust settled, and bank accounts, retirement funds, and the profits from the sale of the joint home were distributed, I found myself thinking, “What now?”

Yes, Millennials Can Qualify for Life Insurance

By Raymond Caucci | September 5, 2017

According to research by LIMRA , 41 percent of millennials think they don’t qualify for life insurance. I find that shocking, and I take it as a challenge. We in the insurance industry need to do a better job communicating the value of life insurance to younger generations. Ironically, millennials are probably among the best possible candidates for life insurance.

The Value of Succession Planning in an Emergency

By Robert J. Tuzzo | June 7, 2017

A comprehensive and well-thought succession plan saved my business when I suffered a medical emergency. While there were no explicit provisions in the succession plan that covered such things, all the components of the process worked to provide my firm’s clients continuity of service while I was incapacitated in the hospital.

Countdown to Retirement: The Last Six Months

By Frederick Karp | April 4, 2017

By the time you read this, I will have retired. I officially retired from Penn Mutual on March 31, and I was asked if I would share my retirement planning journey.

Seven Heart Health Lessons I Learned the Hard Way

By Keith Bratz | February 7, 2017

I learned the hard way to take heart health personally. I’ve read all the literature and heard all the messages about heart health, just as you probably have, yet I never took heart health seriously until I had my own heart crisis. I’m blessed to be here to share my story, and I urge you not to ignore what I say today.