Perspectives on Life

News & Views

Changes in business, markets, and culture all affect our daily lives. Keep on top of news and trends, as we share our views on issues that matter to you.

Latest Stories

What I Learned about Life Insurance

By Kristen Thomas | July 17, 2018

As a brand ambassador for Penn Mutual, the company has not only helped me pursue my passion for rugby but has given me support to help plan my financial future. This past year I had a chance to meet with Penn Mutual associates and learn more about life insurance. What I learned about the many different ways life insurance can help you and your family throughout your life was eye opening.

Can Technology Take Place of An Adviser for Millennials?

By Stephanie Nguyen | July 11, 2018

According to 2018 Bank of America Millennial Report, one in four millennials often worry about their finances, and one in three named ‘not having enough money saved’ as a top stressor. Is there an app for that?

How to Manage Money Through Grief

By Ande Frazier | June 27, 2018

The pain of losing a spouse is unimaginable, and it’s a loss that you can never be ready for. When that loss is coupled with having to make financial decisions, this can make for a very overwhelming process. The good news is there is a path forward.

Mentoring is a Win for both Mentor and Mentee

By Jessica Choi | June 5, 2018

Mentoring can be a powerful experience, especially for those of us in the financial industry. I thought I was joining the Women in Financial Services (WIFS) mentorship program to give back, but I’ve learned so much through the experience than I thought possible.

Raising the Bar on the Advice Standard

By Tim Donahue | May 15, 2018

Whether or not the SEC decides to implement changes to the advice standard, financial advisers must realize that their traditional value proposition has been turned on its head. Advisers once built their business around commissions and product sales, giving advice away for free, but financial transactions have become a commodity. The value of the client-adviser relationship is now in the advice.

Be Prepared Before Starting Your Own Business

By John Caserta | May 1, 2018

There comes a point when many people wonder whether they should strike out on their own and start their own business. Approximately 14 percent of working-age people in the U.S. are entrepreneurs. But while the siren song of entrepreneurship may sound sweet to those laboring at the oars as wage-earning employees, careful planning is needed to ensure you don’t end up dashed upon the rocks.

Become a Living Organ Donor, the Greatest of All Gifts

By Martin Skaates | April 4, 2018

I’m the recipient of a kidney from a living donor. Without question, living organ donation is the greatest gift one person can give to another.

Heart Disease in Women – Small Steps Can Lead to Big Strides in Health and Well-being

By Michael Clark, M.D. | February 13, 2018

Heart disease affects more than 6 million women annually and is the leading cause of death in women in the United States. Surprised? You’re not alone – one recent American Heart Association survey indicated that almost half of those surveyed, particularly younger women and those in racial and ethnic minorities were not fully aware of the risk represented by heart disease, particularly coronary artery heart disease.

Financial Services is a Great Career for Women

By Mickey Butler | November 28, 2017

Working in financial services can be a great career for women; however, many are still hesitant to give it a try or simply aren’t aware of the career options available. I’m hoping we can change that.

Empowering Heroes at The American College Penn Mutual Center for Veterans Affairs

By Ted Digges, Captain, SC, USN (Ret.) | November 14, 2017

After 15 years in the Navy, I was planning my next steps as I re-entered civilian life. I was interested in a career in financial services, and I was even taking distance learning classes at The American College to gain the appropriate certifications. Then 9/11 happened…