Perspectives on Life

News & Views

Changes in business, markets, and culture all affect our daily lives. Keep on top of news and trends, as we share our views on issues that matter to you.

Latest Stories

Veterans Launching Their Careers in Financial Services

By Mickey Rosenzweig | November 15, 2018

Of all the things I’m involved in at The American College of Financial Services, what excites me most is the Penn Mutual Center for Veterans Affairs. Earlier this year, the Center surpassed the $2 million scholarship milestone, but that could easily be $10 million. I believe it is time for us to take this program to the next level.

Building Trust is Important On and Off the Pitch

By Alev Kelter | October 9, 2018

A financial adviser’s role is very similar to a coach. Like a coach, an adviser can help you set goals, explain difficult or confusing topics and create a plan to help you achieve those goals. Here are the things I learned to look for in a coach, and I think the same ideas hold true in finding a trusted financial adviser.

Three Reasons Why Procrastination is Stopping You from Finding Financial Success

By Ande Frazier | August 15, 2018

Procrastination is the number one reason people aren’t getting ahead financially. To complicate this even further, it’s often the result of not finding the right adviser. Why is procrastination holding so many people back?

The Life of Significance Award: Respect Naturally Leads to Service

By Nick Carey | August 7, 2018

Service to others has been an important part of my life from my very youngest years, and none of the work was ever done with the intention to be recognized for it. Winning the Life of Significance Award was not something I anticipated. For me, the cross section of rugby and service is rooted in the value of respect.

What I Learned about Life Insurance

By Kristen Thomas | July 17, 2018

As a brand ambassador for Penn Mutual, the company has not only helped me pursue my passion for rugby but has given me support to help plan my financial future. This past year I had a chance to meet with Penn Mutual associates and learn more about life insurance. What I learned about the many different ways life insurance can help you and your family throughout your life was eye opening.

Can Technology Take Place of An Adviser for Millennials?

By Ann Callaghan | July 11, 2018

According to 2018 Bank of America Millennial Report, one in four millennials often worry about their finances, and one in three named ‘not having enough money saved’ as a top stressor. Is there an app for that?

How to Manage Money Through Grief

By Ande Frazier | June 27, 2018

The pain of losing a spouse is unimaginable, and it’s a loss that you can never be ready for. When that loss is coupled with having to make financial decisions, this can make for a very overwhelming process. The good news is there is a path forward.

Mentoring is a Win for both Mentor and Mentee

By Jessica Choi | June 5, 2018

Mentoring can be a powerful experience, especially for those of us in the financial industry. I thought I was joining the Women in Financial Services (WIFS) mentorship program to give back, but I’ve learned so much through the experience than I thought possible.

Raising the Bar on the Advice Standard

By Tim Donahue | May 15, 2018

Whether or not the SEC decides to implement changes to the advice standard, financial advisers must realize that their traditional value proposition has been turned on its head. Advisers once built their business around commissions and product sales, giving advice away for free, but financial transactions have become a commodity. The value of the client-adviser relationship is now in the advice.

Be Prepared Before Starting Your Own Business

By John Caserta | May 1, 2018

There comes a point when many people wonder whether they should strike out on their own and start their own business. Approximately 14 percent of working-age people in the U.S. are entrepreneurs. But while the siren song of entrepreneurship may sound sweet to those laboring at the oars as wage-earning employees, careful planning is needed to ensure you don’t end up dashed upon the rocks.