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Does Your Plan Have a Special Needs Clause?

By Margaret Muldoon | September 19, 2019

When creating your estate plan, it’s important to consider not only today’s circumstances, but also to plan for the uncertainty of tomorrow. This is why everyone should have a special needs clause in their estate documents.

How Parenthood Transformed My Perception of Life Insurance

By Matt Miceli | August 22, 2019

Parenthood changes things. After my wife and I had children, two things became very clear: I needed to formulate a comprehensive financial plan for our family, and life insurance should become the foundation of that plan.

Navigating the Hidden Risks Emerging in the Indexed Universal Life (IUL) Marketplace

By Penn Mutual | August 5, 2019

New Indexed Universal Life (IUL) products are emerging in the marketplace and becoming increasingly popular. At first glance, these IUL products offer an opportunity for even more upside potential compared… Read More

Does Life Insurance Keep You Awake at Night? Here’s How to Sleep Soundly

By Penn Mutual | April 4, 2019

You’ve heard for years that you need to get life insurance. It’s kept you awake at night, and you’ve decided it’s finally time to really do something about it. What type of insurance do you need, and how much?

Gray Divorce: The Financial Risks of Divorce After 50

By Christine Palmer Hennigan | February 21, 2019

“Gray divorces” — where the couple is over the age of 50 — can have tremendous financial repercussions, putting retirements and even financial well-being at risk.

10 Key Tips for Starting a Business

By Melanie Colusci | February 15, 2019

You’ve decided that now is the perfect time to start that new business you’ve always talked about. You’re determined to stop talking about it and to start making it happen. But, before you start, you may want to consider a few tips that can help make your business successful.

Penn Mutual’s Accelerated Client Experience (ACE) Sets the Digital Pace for the Industry

By David O’Malley | February 7, 2019

By the numbers, Penn Mutual’s award-winning Accelerated Client Experience (ACE) tells a compelling success story, setting the pace for the life insurance industry. ACE is cutting edge for the industry, a completely electronic, seamless end-to-end digital experience — no paper or pencil needed. ACE’s accelerated underwriting requires no medical testing for many individuals and can take as little as 24 hours from application to payment, compared to an industry average of 30 days or more.

Create a Richer Legacy, Not a Bigger Tax Headache

By Hunter Gimbel | January 22, 2019

Under the new tax law, the amount that can pass free and clear of federal estate and gift taxes has almost doubled, from $5.49 million to $11.18 million per spouse. It is possible to gift this money during your lifetime, but the time to act on this is now, because in 2026 the exemption will revert to the old amount.

Financial Planning When You Lose or Change Your Job

By Carl DeMarco | January 15, 2019

Changing a job presents a tremendous financial change. Here are some of the financial planning opportunities and pitfalls that you may encounter while changing jobs – whether the change is voluntary or not.

What’s Your Plan for When the Market Goes Down?

By Lance Drucker | January 2, 2019

For many people, their “financial plan” is little more than the asset allocation and performance of their portfolio, which is backwards. If the market is up, people make comments about retiring early. If the market’s down, they complain that they will be working forever. If your financial plan is done right, when you retire should have nothing to do with the performance of the stock market.