Small business

Latest Stories

Reflections on the Death of a Friend, Age 45

By Michael Dunne | July 18, 2017

There are moments in life when we in the life insurance business personally witness the impact that a policy can have on individuals and their families. Unfortunately, there are also times when we see the impact on those who we didn’t reach.

Why It’s Important to Understand What Your Business is Worth

By Roy Lenzo III | July 5, 2017

Without having a solid understanding of the value of your business, you may be setting yourself up for trouble. This can put you in a difficult position when it comes time to sell the business, borrow money, pass it on to your heirs, or even make everyday decisions about how to grow.

Make Life Insurance Your Business Partner

By Margaret Muldoon | May 2, 2017

Business owners know firsthand that building their business and staying successful requires significant time and resources. Yet many small business owners are not aware of critical business planning areas that put the future of their businesses at risk if left unaddressed. Life insurance can be an excellent partner in many aspects of business planning.

The Value Behind Small Business Valuations

By Eric May | May 4, 2016

The vast majority of small business owners have no idea of the true value of their business. That is a huge mistake, because without an accurate sense of the value of the small business, business owners are stumbling blindly when it comes to decisions about investing in the business, insuring it, selling it, or relying on it as a personal asset for wealth-building or retirement.

Branding You: Driving Your Career by Crafting a Personal Brand

By Ande Frazier | March 8, 2016

Whether you are preparing yourself for the beginning of your professional career or you are already well established, creating a personal brand for yourself will help you to be seen as a relevant and unique professional. Check out these tips for how you can make sure you are developing your own personal brand.

When Should I Borrow from My Life Insurance Policy?

By Raymond Caucci | September 15, 2015

Banks will loan you money when you don’t need it but won’t give you a dime when you do. There’s a better way: Borrow money from the cash value of your life insurance.

The Eight Myths of Small Business Retirement Planning

By Lynn Nolan | May 26, 2015

When you love what you do, it’s natural to plan to work through retirement, but that’s not always possible. Here are eight common myths about retirement planning that often trip up small business owners.

The Two Secrets to a Successful Small Business Retirement

By Lynn Nolan | March 24, 2015

Like so much else in business, owners need a plan — a strategy — to prepare properly for retirement.

Life Insurance and Small Business Succession Planning

By Margaret Muldoon | November 18, 2014

Small Business Saturday is a great reminder of the importance of small businesses to the health of our economy, but I think it’s also a good time for us to think about the health of our small businesses.