Diversification

Latest Stories

Planning Your Journey Up and Down the “Retirement Mountain”

By David LaBricciosa | July 25, 2017

I wrote recently in The Hill about how retirement is like climbing a mountain. The peak of the mountain is your retirement date, and the ascent is the struggle to earn and save along the way. Of course, getting to the top of the mountain is only half the journey. Once you reach the top, you still have to work yourself safely down.

Why You Should Save 15 Percent of Your Income

By Penn Mutual | October 13, 2015

I’m going to make the argument that you should be saving at least 15 percent of your gross income. That might be a tough sell in a time when the average savings rate in the U.S. is 4.6 percent, but my experience as a financial advisor shows that saving more can make a huge difference financially in the long-term.

Retirement Planning Week is a Time for Action

By Lynn Nolan | April 14, 2015

This week is Retirement Planning Week. It’s a week for action, not for contemplation. What does that mean for you? Here are five specific actions you can take this week.

Hidden Dangers of Retirement: Taxation

By Lynn Nolan | October 28, 2014

There is this myth that when you retire you’re going to be in a lower tax bracket. Maybe you are, maybe you aren’t. Most people focus on saving money for retirement, but few put any planning into how to withdraw the money in the most tax-efficient way.