When creating your estate plan, it’s important to consider not only today’s circumstances, but also to plan for the uncertainty of tomorrow. This is why everyone should have a special needs clause in their estate documents.
When creating your estate plan, it’s important to consider not only today’s circumstances, but also to plan for the uncertainty of tomorrow. This is why everyone should have a special needs clause in their estate documents.
Parenthood changes things. After my wife and I had children, two things became very clear: I needed to formulate a comprehensive financial plan for our family, and life insurance should become the foundation of that plan.
New Indexed Universal Life (IUL) products are emerging in the marketplace and becoming increasingly popular. At first glance, these IUL products offer an opportunity for even more upside potential compared… Read More
You’ve heard for years that you need to get life insurance. It’s kept you awake at night, and you’ve decided it’s finally time to really do something about it. What type of insurance do you need, and how much?
“Gray divorces” — where the couple is over the age of 50 — can have tremendous financial repercussions, putting retirements and even financial well-being at risk.
You’ve decided that now is the perfect time to start that new business you’ve always talked about. You’re determined to stop talking about it and to start making it happen. But, before you start, you may want to consider a few tips that can help make your business successful.
By the numbers, Penn Mutual’s award-winning Accelerated Client Experience (ACE) tells a compelling success story, setting the pace for the life insurance industry. ACE is cutting edge for the industry, a completely electronic, seamless end-to-end digital experience — no paper or pencil needed. ACE’s accelerated underwriting requires no medical testing for many individuals and can take as little as 24 hours from application to payment, compared to an industry average of 30 days or more.
Under the new tax law, the amount that can pass free and clear of federal estate and gift taxes has almost doubled, from $5.49 million to $11.18 million per spouse. It is possible to gift this money during your lifetime, but the time to act on this is now, because in 2026 the exemption will revert to the old amount.
Changing a job presents a tremendous financial change. Here are some of the financial planning opportunities and pitfalls that you may encounter while changing jobs – whether the change is voluntary or not.
For many people, their “financial plan” is little more than the asset allocation and performance of their portfolio, which is backwards. If the market is up, people make comments about retiring early. If the market’s down, they complain that they will be working forever. If your financial plan is done right, when you retire should have nothing to do with the performance of the stock market.
Eileen C. McDonnell
David O’Malley
Keith Bratz
John Caserta
Raymond Caucci
Michael Clark, M.D.
Melanie Colusci
Matthew Condon
Cheryl D. Creuzot
Susan Deakins
Carl DeMarco
Gretchen Dinucci
Tim Donahue
Cara Drew
Greg Driscoll
Lance Drucker
Michael Durkin
Stacey Fabricant
Sara Faitelson
Ande Frazier
Hunter Gimbel
Thomas Harris
Christine Palmer Hennigan
Keith Huckerby
Michael Kane
Jim Knox
Jethro Kollie
David LaBricciosa
John Laurito
Jeff Leinen
Roy Lenzo III
Dewane Lewis, Jr.
Chris Lyman
Andrew Martin
Jim Meehan
Matt Miceli
Richard Micliz
Margaret Muldoon
Adam Paoli
Jay Perlman
Dave Raszeja
Helen Rennie
Mickey Rosenzweig
Maury Stewart
Jason Wein
Walter Young