Permanent Life Insurance

Latest Stories

Diversifying Retirement Income Sources

By Penn Mutual | June 22, 2016

You’ve been working hard most of your life, with the end goal of retiring and enjoying life at your own pace. What you do now, in your pre-retirement years, is… Read More

4 Great Ideas for Using Life Insurance in Retirement Planning

By Brian Eckenrode | April 12, 2016

As clients approach retirement, their focus usually turns to generating income, adjusting portfolio risk, and avoiding asset spend-down. They may not consider life insurance a top-of-mind planning need at this time, but it should be. Life insurance is a multi-faceted product that can help enhance the quality of retirement in diverse ways.

Even Superheroes Need Life Insurance

By Allan Sternberg | March 23, 2016

With this week’s release of the movie Batman v Superman, superheroes are much on my mind. You may have seen some of the comics of our own superhero, Life Insurance Awareness Guy, which got me thinking, “Do superheroes need life insurance?”

Buying Life Insurance Needs to Be Easier

By Jeffrey Fleischman | December 1, 2015

As an industry, I think we are falling behind in providing our clients with a customer experience that is informative and useful, which raises the risk of disruption. There are several things we can do to help consumers understand the value of permanent life insurance.

Understanding Indexed Universal Life (IUL) Insurance

By Andrew Martin | November 17, 2015

Indexed Universal Life (IUL) Insurance is becoming an increasingly popular choice for many people. LIMRA reports that IUL now represents the majority of all Universal Life premiums, at 52 percent, and 20 percent of all individual life premiums. Here’s what you need to know about IUL.

College Planning for Kindergartners

By David O’Malley | September 22, 2015

It’s never too early to start planning for college, or too late. If you’re a parent of a kindergartner, here is what you need to know for planning for college.

When Should I Borrow from My Life Insurance Policy?

By Raymond Caucci | September 15, 2015

Banks will loan you money when you don’t need it but won’t give you a dime when you do. There’s a better way: Borrow money from the cash value of your life insurance.

Life Insurance Basics: How to Choose the Right Policy

By Raymond Caucci | July 28, 2015

It’s actually a good thing there are so many different types of life insurance: Everyone’s life is different, and even then, people’s needs change over the course of their lives.

Demystifying Life Insurance Underwriting

By Gretchen Dinucci | June 16, 2015

If I wasn’t in the life insurance industry, I wouldn’t understand underwriting either, but there are really some very basic principles at work.

How Life Insurance Made a Difference in My Life

By Kate Ruffing | November 25, 2014

Penn Mutual recently held a contest on Facebook, asking people to share their stories about how life insurance had made a difference for them. I was happy to share my own story, because I think people need to know how important life insurance can be.