Permanent Life Insurance

Latest Stories

How Parenthood Transformed My Perception of Life Insurance

By Matt Miceli | August 22, 2019

Parenthood changes things. After my wife and I had children, two things became very clear: I needed to formulate a comprehensive financial plan for our family, and life insurance should become the foundation of that plan.

Navigating the Hidden Risks Emerging in the Indexed Universal Life (IUL) Marketplace

By Penn Mutual | August 5, 2019

New Indexed Universal Life (IUL) products are emerging in the marketplace and becoming increasingly popular. At first glance, these IUL products offer an opportunity for even more upside potential compared… Read More

Does Life Insurance Keep You Awake at Night? Here’s How to Sleep Soundly

By Penn Mutual | April 4, 2019

You’ve heard for years that you need to get life insurance. It’s kept you awake at night, and you’ve decided it’s finally time to really do something about it. What type of insurance do you need, and how much?

10 Key Tips for Starting a Business

By Melanie Colusci | February 15, 2019

You’ve decided that now is the perfect time to start that new business you’ve always talked about. You’re determined to stop talking about it and to start making it happen. But, before you start, you may want to consider a few tips that can help make your business successful.

Smart Tax Planning for the Soon-to-Be Retired

By Jason Wein | October 23, 2018

There’s such an emphasis on saving for retirement, yet no one puts much thought into the tax consequences. Without smart tax planning, taxes can be a major source of erosion on retirement income. Most of us would be thrilled to get a 6 to 8 percent return long-term on our retirement portfolios, yet the current minimum income tax rate is 10 percent, the maximum is 37 percent. Being smart about taxes can make your money go much farther in retirement.

Dispelling the Myths of Life Insurance

By Michael Kane | September 18, 2018

Myths and fairytales are all well and good when we’re kids, but there may be some myths about life insurance that are preventing you from taking full advantage of its many benefits.

The Hard Truth about “Buy Term, Invest the Difference”

By Penn Mutual | September 4, 2018

In the decades since the idea of “buy term and invest the difference” first gained popularity, we’ve learned that this approach doesn’t work so well in real life. Here is the hard truth of buy term and invest the rest.

Get Income Protection Now, Before Tragedy Strikes

By Sara Faitelson | March 27, 2018

When my mother was diagnosed with breast cancer, the news was devastating. Having life insurance in place before tragedy struck our family gave my dad peace of mind, to know that if something happened to her, he had enough money to keep the house going and hire somebody to take care of my brother who has special needs so that he could continue working.

A Strategy for Optimizing Your Retirement Income

By Walter Young | March 14, 2018

“Save for retirement.” We’ve all heard the message of how important it is to save for retirement. But for all the talk about socking money away, there’s seldom any discussion of how to use that money in retirement so that it can last your entire life.

How Permanent Life Insurance Can Help Secure Your Child’s Financial Future

By Penn Mutual | January 2, 2018

Purchasing a permanent life insurance policy for your kids when they’re young can offer a combination of affordably priced premiums and locked-in insurability for life. Permanent life insurance can also yield something else that may be even more important: cash value.