Permanent Life Insurance
By Brian Eckenrode | April 12, 2016
As clients approach retirement, their focus usually turns to generating income, adjusting portfolio risk, and avoiding asset spend-down. They may not consider life insurance a top-of-mind planning need at this time, but it should be. Life insurance is a multi-faceted product that can help enhance the quality of retirement in diverse ways.
By Allan Sternberg | March 23, 2016
With this week’s release of the movie Batman v Superman, superheroes are much on my mind. You may have seen some of the comics of our own superhero, Life Insurance Awareness Guy, which got me thinking, “Do superheroes need life insurance?”
By Jeffrey Fleischman | December 1, 2015
As an industry, I think we are falling behind in providing our clients with a customer experience that is informative and useful, which raises the risk of disruption. There are several things we can do to help consumers understand the value of permanent life insurance.
By Andrew Martin | November 17, 2015
Indexed Universal Life (IUL) Insurance is becoming an increasingly popular choice for many people. LIMRA reports that IUL now represents the majority of all Universal Life premiums, at 52 percent, and 20 percent of all individual life premiums. Here’s what you need to know about IUL.
By Raymond Caucci | September 15, 2015
Banks will loan you money when you don’t need it but won’t give you a dime when you do. There’s a better way: Borrow money from the cash value of your life insurance.
By Raymond Caucci | July 28, 2015
It’s actually a good thing there are so many different types of life insurance: Everyone’s life is different, and even then, people’s needs change over the course of their lives.
By Kate Ruffing | November 25, 2014
Penn Mutual recently held a contest on Facebook, asking people to share their stories about how life insurance had made a difference for them. I was happy to share my own story, because I think people need to know how important life insurance can be.