Permanent Life Insurance
By Andrew Martin | September 4, 2018
In the decades since the idea of “buy term and invest the difference” first gained popularity, we’ve learned that this approach doesn’t work so well in real life. Here is the hard truth of buy term and invest the rest.
By Sara Faitelson | March 27, 2018
When my mother was diagnosed with breast cancer, the news was devastating. Having life insurance in place before tragedy struck our family gave my dad peace of mind, to know that if something happened to her, he had enough money to keep the house going and hire somebody to take care of my brother who has special needs so that he could continue working.
By Walter Young | March 14, 2018
“Save for retirement.” We’ve all heard the message of how important it is to save for retirement. But for all the talk about socking money away, there’s seldom any discussion of how to use that money in retirement so that it can last your entire life.
By Penn Mutual | January 2, 2018
Purchasing a permanent life insurance policy for your kids when they’re young can offer a combination of affordably priced premiums and locked-in insurability for life. Permanent life insurance can also yield something else that may be even more important: cash value.
By Zach Hamilton | September 26, 2017
While the death benefit is the essential component of life insurance, there are many ways that permanent life insurance can be a valuable resource for you over the course of your life, while you are alive. We call these the “living benefits of life insurance,” and they can be significant.
By Maury Stewart | September 19, 2017
Life insurance is an amazing invention. It truly is a miracle, and here’s why. Life insurance is the only financial instrument I know of where, with a few strokes of a pen and a few pennies per thousand dollars of death benefit, you can create an estate immediately.
By Brian Eckenrode | April 12, 2016
As clients approach retirement, their focus usually turns to generating income, adjusting portfolio risk, and avoiding asset spend-down. They may not consider life insurance a top-of-mind planning need at this time, but it should be. Life insurance is a multi-faceted product that can help enhance the quality of retirement in diverse ways.
By Allan Sternberg | March 23, 2016
With this week’s release of the movie Batman v Superman, superheroes are much on my mind. You may have seen some of the comics of our own superhero, Life Insurance Awareness Guy, which got me thinking, “Do superheroes need life insurance?”