Permanent Life Insurance

Latest Stories

Dispelling the Myths of Life Insurance

By Michael Kane | September 18, 2018

Myths and fairytales are all well and good when we’re kids, but there may be some myths about life insurance that are preventing you from taking full advantage of its many benefits.

The Hard Truth about “Buy Term, Invest the Difference”

By Andrew Martin | September 4, 2018

In the decades since the idea of “buy term and invest the difference” first gained popularity, we’ve learned that this approach doesn’t work so well in real life. Here is the hard truth of buy term and invest the rest.

Get Income Protection Now, Before Tragedy Strikes

By Sara Faitelson | March 27, 2018

When my mother was diagnosed with breast cancer, the news was devastating. Having life insurance in place before tragedy struck our family gave my dad peace of mind, to know that if something happened to her, he had enough money to keep the house going and hire somebody to take care of my brother who has special needs so that he could continue working.

A Strategy for Optimizing Your Retirement Income

By Walter Young | March 14, 2018

“Save for retirement.” We’ve all heard the message of how important it is to save for retirement. But for all the talk about socking money away, there’s seldom any discussion of how to use that money in retirement so that it can last your entire life.

How Permanent Life Insurance Can Help Secure Your Child’s Financial Future

By Penn Mutual | January 2, 2018

Purchasing a permanent life insurance policy for your kids when they’re young can offer a combination of affordably priced premiums and locked-in insurability for life. Permanent life insurance can also yield something else that may be even more important: cash value.

The Living Benefits of Life Insurance

By Zach Hamilton | September 26, 2017

While the death benefit is the essential component of life insurance, there are many ways that permanent life insurance can be a valuable resource for you over the course of your life, while you are alive. We call these the “living benefits of life insurance,” and they can be significant.

The Miracle of Life Insurance

By Maury Stewart | September 19, 2017

Life insurance is an amazing invention. It truly is a miracle, and here’s why. Life insurance is the only financial instrument I know of where, with a few strokes of a pen and a few pennies per thousand dollars of death benefit, you can create an estate immediately.

Diversifying Retirement Income Sources

By Penn Mutual | June 22, 2016

You’ve been working hard most of your life, with the end goal of retiring and enjoying life at your own pace. What you do now, in your pre-retirement years, is… Read More

4 Great Ideas for Using Life Insurance in Retirement Planning

By Brian Eckenrode | April 12, 2016

As clients approach retirement, their focus usually turns to generating income, adjusting portfolio risk, and avoiding asset spend-down. They may not consider life insurance a top-of-mind planning need at this time, but it should be. Life insurance is a multi-faceted product that can help enhance the quality of retirement in diverse ways.

Even Superheroes Need Life Insurance

By Allan Sternberg | March 23, 2016

With this week’s release of the movie Batman v Superman, superheroes are much on my mind. You may have seen some of the comics of our own superhero, Life Insurance Awareness Guy, which got me thinking, “Do superheroes need life insurance?”